Tilt App Borrowing Options & Small Personal Loans from $200 to $5,000

Money for life's surprises

Car trouble, a medical bill or a broken appliance? Request $200 to $5,000 in one simple form and compare personal loan offers from lenders in our network.

Get started How it works

Tilt App is not affiliated with Tilt (tilt.com).

How much do you need?

Type any amount from $200 to $5,000, or choose one below.

Requests of $550 to $1,500Amounts like this are often repaid in fixed installments. Compare the total cost, not just the payment.

  • One short online request
  • No obligation to accept an offer

We are not a direct lender. Submitting a request doesn't guarantee an offer, and rates and terms vary by lender. Checking your rate through TiltApp does not affect your credit score. If you accept an offer, the lender will typically run a hard credit inquiry before funding, which may affect your score

Choose the amount that fits your need

Smaller amounts are often repaid over a shorter time, while larger amounts are usually spread over fixed monthly installments.

  • $500 loan

    Around $200 to $500

    Smaller, urgent costs

    A bill due before payday or a small repair that can't wait.

    See $500 loans

  • $1,000 loan

    Around $600 to $1,500

    One unexpected bill

    A car repair, a medical bill or a deposit you didn't plan for.

    See $1,000 loans

  • $2,000 loan

    Around $1,600 to $2,500

    Larger emergency costs

    When one problem turns into several bills at once.

    See $2,000 loans

  • $3,000 loan

    Around $2,600 to $3,500

    Repairs and bigger needs

    A major car or home repair. Options can differ more by state at this size.

    See $3,000 loans

  • $5,000 loan

    Around $3,600 to $5,000

    Higher-cost expenses

    Larger repairs or several expenses together. Weigh the monthly payment carefully.

    See $5,000 loans

Need a different amount? Enter any amount from $200 to $5,000.

Compare all loan amounts

Loans for life's unexpected expenses

Start with what happened. Each page explains common options for that kind of expense, what to compare and other ways you might pay.

  • Car repair

    Your car needs fixing to get you to work or school.

    Car repair loan options

  • Medical or dental bills

    A bill from a doctor, hospital or dentist. Ask about a payment plan too.

    Medical bill loan options

  • Home or appliance repair

    A broken furnace, a leaking roof or a refrigerator that stopped working.

    Home repair loan options

  • Veterinary bills

    An emergency visit or unexpected treatment for your pet.

    Vet bill loan options

  • Other emergency expenses

    Something else that can't wait, from urgent travel to an unexpected bill.

    Emergency loan options

  • Not sure where to start?

    See how emergency loans work, what they can cost and how to choose an amount for an unexpected bill.

    Explore emergency loans

Help when life happens

Emergencies rarely come with a set price. Start with the amount you actually need, see what lenders may offer for your situation, and compare the total cost before you agree to anything.

How quickly funds arrive depends on the lender and your bank: As soon as the next business day after you’re approved, though exact timing depends on your lender and your bank

Explore emergency loans

Before you borrow for an emergency

  • Borrow only what you need for this expense.
  • Check the APR and the total amount you'll repay.
  • Ask whoever sent the bill about a payment plan.
  • Make sure the repayment dates fit your budget.

Not sure a loan is right?

Borrowing isn't the only way to cover an unexpected bill. These options can cost less, depending on your situation.

  • Payment plans

    Many hospitals, repair shops and utilities will split a bill into smaller payments.

  • Cash advance apps

    Small advances repaid on payday. Compare subscription and transfer fees.

  • Assistance programs

    Utility, medical and rent assistance can reduce how much you need to borrow.

Getting started is simple

Four steps from choosing an amount to receiving funds, and you decide at every step whether to keep going.

Get started

Read more about how it works

  1. 1. Choose an amount

    Pick any amount from $200 to $5,000 and tell us what it's for.

  2. 2. Complete a short request

    Answer a few questions about you, your income and where you live.

  3. 3. Review your offers

    If lenders in our network have offers for you, you'll see them. A request doesn't guarantee an offer. How to compare loan offers

  4. 4. Accept and get funded

    Choose an offer, check its rates and terms and finish with the lender, who makes the final decision. As soon as the next business day after you’re approved, though exact timing depends on your lender and your bank

Loan options for different credit profiles

Your credit score is one factor, not the whole picture. Lenders may also consider your income, existing debts and banking history, so options and costs vary from one lender to the next. Checking your rate through TiltApp does not affect your credit score. If you accept an offer, the lender will typically run a hard credit inquiry before funding, which may affect your score

Bad credit loan options

What to expect if your credit is fair or low, and how to compare offers on total cost rather than the monthly payment alone.

See bad credit loan options

Soft vs. hard credit checks

A soft check doesn't affect your score; a hard check can. Learn which one happens at each step.

Learn about credit checks

What lenders consider

The factors lenders may look at besides your credit score, and what you can prepare before you start.

See what lenders consider

No one can promise approval based on your credit score. Be cautious of anyone who does.

Borrowing made simple and clear

Everything you need to decide with confidence, before you share your details and before you accept an offer.

One short form for loans from $200 to $5,000.

Choose your amount and what it's for, answer a few questions, and see the offers lenders in our network can make you.

  • Any amount from $200 to $5,000Pick a common amount or type your own.
  • Built for unexpected expensesCar repairs, medical bills, home repairs and more.

Learn before you borrow

Short, plain-language guides to help you compare options and costs.

See all guides

More guides

See an example payment

The stack grows as you raise the amount. This is an example only, not an offer — your actual rate, term and payment are set by the lender.

$95.04/mo

Total repayment $1,140.47 · Example APR 24.99%

Example only, not an offer. APR range 5.99%–35.99%; your actual rate, term and payment depend on the lender and your creditworthiness.

See my loan options

Common questions

Still deciding? Visit the help center or contact us.

How much can I request?

You can request any amount from $200 to $5,000. Whether you see offers, and for how much, depends on the lender, your state and your situation. Compare loan amounts.

Is Tilt App the same as Tilt (tilt.com)?

No. Tilt App (tiltappusa.com) is a separate loan-matching service with no affiliation with Tilt (tilt.com). To find out how Tilt's app works, learn about Tilt's app. To explore borrowing options from $200 to $5,000 with Tilt App, start by choosing an amount.

Will I receive a loan offer?

Not necessarily. Submitting a request doesn't guarantee an offer. If no lender has an offer for you, we'll point you to other ways to cover the cost.

How long does the process take?

The request itself is short. If you accept an offer, how quickly funds arrive depends on the lender and your bank: As soon as the next business day after you’re approved, though exact timing depends on your lender and your bank See how it works.

Will checking my options affect my credit?

Checking your rate through TiltApp does not affect your credit score. If you accept an offer, the lender will typically run a hard credit inquiry before funding, which may affect your score

If you continue with a lender, that lender may run its own credit check, which could affect your credit score. Learn about soft and hard credit checks.

What rates can I expect?

Rates vary by lender, loan amount, state and credit profile. 5.99%–35.99%

Example: a $2,000 loan with a 24.99% APR repaid over 24 months would have a monthly payment of about $106.39 and a total repayment of about $2,553.36. Your actual rate, term and payment depend on the lender and your creditworthiness See rates and terms.

Can I request options if I have bad credit?

Yes, you can start a request whatever your credit history. Whether lenders have offers for you depends on their own criteria, and no one can guarantee approval. See bad credit loan options.

Where is Tilt App available?

TiltApp’s service is available in most U.S. states

Some lenders don't operate in every state, and the offers you see can differ by amount. Check state availability.